Andres has started to tell the story, so I better get my basic version out fast.
Andres had an idea to pay a lot of money ($600 was a lot at the time) to put a picture of Waldo on a website. That sold ads.
I told him a couple of good reasons why it was a dumb idea.
He answered them, I thought about it for a few minutes, walked to the ATM, and got $300 out to buy my equal share of the business (Andres had the idea but not the funds).
Two and a half months later, we sold the site for $800, so we each made a bit of money, and a great story to tell to friends, future employers, family members, and anyone who cared to listen.
We will get more into the details later.